The Golden Rule of High Finance: Why Buyers Must Show CIS and POF First

In high finance, particularly in private placement programs (PPP), over-the-counter (OTC) trades, or structured commodities transactions, there’s a standard protocol for onboarding buyers. One of the most important and universally followed practices is that the buyer must show CIS (Client Information Sheet) and POF (Proof of Funds) first.

This practice is rooted in what’s known as the Golden Rule of High Finance:

“He who has the gold makes the rules.”

🔑 Why the Buyer Must Show CIS and POF First

1. The Buyer Initiates the Transaction

The seller holds the asset (whether it be SBLC, BTC, gold, or a bond), but it’s the buyer who is seeking access. Just as you would need to prove funds before placing a serious bid on a multimillion-dollar property or rare asset, in high finance, the burden is on the buyer to prove:

• They are who they say they are (via the CIS), and
• They have the money to transact (via the POF).

This establishes credibility and filters out time-wasters, brokers, or non-performing buyers.

2. Examples of POF and CIS Use

✅ Example 1: SBLC Monetization

A buyer wants to purchase a bank instrument like an SBLC or BG to monetize through a lender.

Process:

• Buyer submits CIS + POF to seller’s legal counsel or compliance.
• Seller responds with instrument details and draft contract.
• Compliance and due diligence follow.

✅ Example 2: BTC OTC Transaction

A large buyer seeks to purchase 1,000 BTC from a miner or principal holder.

Process:

• Buyer provides CIS (passport, company details) and POF (wallet screenshots, bank statements, escrow readiness).
• Once verified, the seller shows proof of coins (POC).
• Smart contract or SPA is drafted and countersigned.

✅ Example 3: Physical Gold Purchase

A buyer wants to purchase 50kg of gold Dore in Dubai or Nairobi.

Process:

• Buyer provides CIS + POF to show seriousness.
• Seller schedules F2F meeting or assay appointment.
• Transaction closes in presence of legal counsel or under refinery oversight.

💡 Why the Golden Rule Applies

In a world full of intermediaries and “joker brokers,” asset holders protect themselves with procedures. The buyer must earn the right to transact by demonstrating seriousness. Until the buyer puts forward verifiable credentials and proof of capacity, the seller owes them nothing.

That’s the power of “he who has the gold.” Sellers have what’s scarce: hard assets or instruments. So they make the rules — and the first rule is:

“Send CIS and POF if you want to play.”

🧾 Final Note for Investors

This isn’t just etiquette — it’s a compliance and legal requirement. Genuine transactions are always papered and documented. No credible seller or platform will entertain an offer without seeing the basics: who you are, and that you can perform.

If you’d like to transact in BTC, SBLCs, physical gold, or discounted USDT, Invest Offshore works only with vetted buyers who understand and follow the Golden Rule.