Tag: Retirement
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US Government wants retirement savings in US Bonds
Why the US Government wants retirement savings in US Bonds According to financial research firm ICI, total retirement assets in the USA now exceed $23 trillion. $7.3 trillion of that is held in Individual Retirement Accounts (IRAs). [box type=”alert” style=”rounded”]The U.S. government just passed $19 trillion in debt[/box] Unfunded Social Security entitlements the government estimate…
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Asset Protection for American Retirement Savers
U.S. DEPARTMENT OF LABOR RULE WOULD ADD URGENTLY NEEDED PROTECTIONS FOR AMERICAN RETIREMENT SAVERS OVERVIEW Every year, retirement savers in the IRA market alone lose at least $17 billion in savings due to conflicted investment advice. Today’s retirement market functions quite well for the broker-dealers, insurance companies, and mutual fund complexes that reap billions of…
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Investing for Retirement
How do you successfully invest for retirement and beyond? At Invest Offshore, our goal is simple: Help you reach your financial goals by developing a personalized strategy for your retirement investments. Along the way, we will help you understand the benefits of our retirement money management solution compared to other investment vehicles, including annuities, ETFs…
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Saving For Retirement: What You Need to Know About 401(K), Traditional IRA and Roth IRA Plans
10 Useful Resources for Investors who are Saving For Retirement WASHINGTON, D.C. September 30, 2015 – At a time when nearly one of three U.S. households have $0 saved for retirement, the nonprofit Alliance for Investor Education (AIE) is making available “Saving For Retirement: What You Need To Know About 401(k), Traditional IRA and Roth IRA…
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Pension Planning Tips
What is a Pension? An annuity is not as what individuals think it is, and it assuredly isn’t just for old individuals. A personal pension is basically a simple thing: It is just a tax-free pot of money you, your manager (and at times the Government) pays into, as a way for putting something aside…
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Millennials in Retirement Savings Bind
IPI SURVEY: FACED WITH CRUSH OF STUDENT LOAN DEBTS, ONLY 2 IN 5 MILLENNIALS SAVE FOR RETIREMENT, MANY DELAY MAJOR STEPS IN LIFE Burden of College Debt Means Widespread Postponement of Nest Egg Accumulation, Marriage, First-Home Purchases WASHINGTON, DC///September 17, 2015///Half of millennials are carrying student loan debt and the resulting financial pressures are so…
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Are Baby Boomers Forgetting Something Essential When Planning Retirement?
Many Don’t Realize It Until They Stop Working Most people have some kind of lifestyle vision for retirement. Unfortunately, without proper planning their dreams won’t always become a reality as they enter the encore time of their lives, says Michael Bivona, a certified public accountant who retired almost 20 years ago. “I had a simple…
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How To Reduce Your Tax Burden In Retirement
Enjoying Those Senior Years Is Important, But Preparation Is Key Retirement should represent an opportunity to enjoy life after decades of hard work and saving. But it doesn’t always turn out that way, even with people who saved wisely, says Gary Marriage Jr., CEO of Nature Coast Financial Advisors (www.naturecoastfinancial.com). Maybe it’s because of worries…